There is fortunately no need for new regulations to crack down on such irresponsible lending practices.

幸运的是，不需要用新规定来制裁这种不负责任的贷款行为。

youdao

Fannie and Freddie were latecomers to subprime, and played a minor role in the explosion of irresponsible lending.

房利美和房地美是次贷的后来者，他们在这场不负责任的借贷引发的爆炸中只是扮演一个次要角色。

youdao

Many people blame irresponsible lending to people with risky credit histories for the current subprime mortgage crisis.

许多人将目前次贷抵押危机归咎于向具有不良信用历史的人的不负责任的放款。

youdao

The current economic downturn grew out of a culture of irresponsible lending and borrowing and "a failure of the entire system,"

VOA: special.2009.06.19

But he insisted the economic downturn was a global problem, caused by irresponsible lending in the United States.

BBC: ANALYSIS BY CAROLE WALKER

As well as dealing with the difficulties of bankruptcy we need to deal with the problem of irresponsible lending.

BBC: Scottish bankruptcies up by 162%

The tactic of sending pre-completed cheques has been criticised by charities and MPs for encouraging a debt culture and irresponsible lending.

BBC: NEWS | Business | Credit card cheques 'under fire'