As the introduction of time management from western, more and more national psychologists take this issue into their research domain. They regard time management ability is a stable personality trait.

时间管理的概念从西方引入，近年来，越来越多的心理学者把时间管理纳入了研究范围，认为时间管理能力是稳定存在的一种人格特质。

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In the full introduction of modern enterprise management philosophy and management structure at the same time, attaches great importance to the introduction of talent, training and selection.

在全面引入现代企业管理理念和治理结构的同时，高度重视人才的引进、培养和选拔。

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The fourth part expounded the commercial bank chooses based on time the economical capital credit risk management necessity, feasible and the concrete introduction management content;

第四部分阐明我国商业银行选择基于经济资本的信用风险管理的必要性、可行性及具体引入时的管理内容；

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