In the chapter3, we studywhyabank could exist and theproblemofinstability of micro-structure to introducea questionwhya bank needs its reputation in the industry.
Ms Griffiths later said, in response to aquestion from Ceredigion AM for Plaid Cymru Elin Jones that the government needed to introducea "more scientific approach" to recruiting medical staff.
The Fed's decision to introduce loans to brokers as well as regulated banks marks a significant shift in policy, and raises the question of whether the former should now be subject to more stringent regulation in return.