If you are on a job interview or in the middle of negotiations with a big client, think about what you say and the words you are using.

FORBES: The Case For Polite

"Every CFP worth his or her salt will give the client a no-obligation initial interview, to talk about their goals and objectives, " says Lewis Walker, a Norcross, Ga.

FORBES: Got To Have A Plan

He tells the story of a client who was heading from the airport to an interview with a company in Indianapolis.

FORBES: Get A Job Using The Hidden Job Market