Think of how much interest you save. Being late on a single payment increases your interest rate.

—这并不容易，你可以节约不少利息，延迟还款你的利率将增加。

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The card, which has an average interest rate of 16%, doesn't levy annual fees or impose late-payment charges.

该卡的平均年贷款利率为16%，免收年费或免征收滞纳金。

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A 1-percentage-point increase in their interest-rate margin, an increase in fees, an upfront payment and a 25% reduction in the amount that Ford can draw down on this line of credit.

提高1%的贷款利率，增加的酬金，提前预付的定金，还有福特可以下调25%的最高信用额度。

youdao

In addition, borrowers would have to receive an estimate of when a mortgage will reset at a higher interest rate and an estimate of the resulting monthly payment.

WSJ: Servicers Face More Rules

Ownership costs were tallied over five years, consisting of sales tax (a national average of 4.9%), depreciation, fuel costs, interest (a five-year loan with a 15% down payment and an average interest rate of 6.8%), insurance, maintenance and repairs.

FORBES: Vehicles

According to Oregon State University Extension, creditors may be willing to negotiate by giving you a lower monthly payment, a lower interest rate or even deferring your payment for an amount of time.

FORBES: How To Fireproof Your Budget