While these policies - clamping down on loans, currency appreciation andinterestrate rises - have been effective inflation fighting tactics, they have proven to be a drag on growth for the corporate sector.
They can also choose an alternative, called a HECM Saver loan, where they pay much lower fees but can borrow less and may pay a higher effectiveinterestrate.
All that said, the provision of loans to banks by the Bank of England at an effectiveinterestrate of 0.75% has brought down the cost of mortgages and the cost of small business loans.