The cut in the interest rates has not had very much impact in California for two reasons. First of all, banks are still afraid to loan.

降低利率在加利福尼亚州没造成很大影响的原因有二。第一，银行仍然害怕放贷。

《柯林斯英汉双解大词典》

He was pleased with the result, which was achieved despite the negative impact on retail spending of higher interest rates and rising (utility) bills.

他对结果表示满意，尽管这是在高利率和高账单（公用事业）的零售业消费双重负面的影响下。

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Social media continues to grow globally in terms of adoption, usage, interest and impact in a massive way.

在全球范围内，社交媒体的收购、使用、利益和影响都在激增。

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Negative real interest rates impact the dollar, too.

FORBES: Bernanke's Tea Leaves Read Unintended Consequences

Of course, Mr. Bernanke has contributed to that confusion by touting the interest-rate impact of the actions.

FORBES: Hello, QE3: More Help For Economy At A Benign Cost

However, Graham Jones, a psychologist with an interest in the impact of the internet, said that while over-use of social networking sites could lead to problems, the risks posed by them had been overplayed.

BBC: 'Mental risk' of Facebook teens