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The cut in the interest rates has not had very much impact in California for two reasons. First of all, banks are still afraid to loan.

降低利率在加利福尼亚州没造成很大影响的原因有二。第一，银行仍然害怕放贷。

《柯林斯英汉双解大词典》

Negative real interest rates impact the dollar, too.

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Of course, Mr. Bernanke has contributed to that confusion by touting the interest-rate impact of the actions.

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However, Graham Jones, a psychologist with an interest in the impact of the internet, said that while over-use of social networking sites could lead to problems, the risks posed by them had been overplayed.

BBC: 'Mental risk' of Facebook teens