The use of interest-only mortgages is rare in non-bubble markets.

仅付息按揭的应用在没有泡沫的市场非常罕见。

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Within this model both speculators and their lenders use interest-only mortgages (IOs) rather than traditional mortgages when there is a bubble.

当存在泡沫时，这种模式下的投机者和贷方都宁可使用仅付息按揭（IOS)而不是传统按揭。

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An INTERESTING (relatively) new paper suggests that interest-only mortgages were the key means through which participants in housing markets speculated on rising prices. Here's the abstract.

一篇有趣的(相对而言)新论文表明，仅付息按揭是住房市场参与者对价格上涨进行投机的主要工具。

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Another issue facing many who took out interest-only mortgages is the shortfall in endowment policies.

BBC: Interest-only mortgage shortfall 'big problem' for NI

The budget measures include a few reforms, like removing subsidies for new interest-only mortgages.

ECONOMIST: Dutch politics

The law also caps fees on certain loans and requires warning stickers on nontraditional mortgages (like interest-only mortgages).

FORBES: The Mortgage Nanny