In insurance on any other subject-matter, the insurable value is the amount at the risk of the assured when the policy attaches, plus the charges of insurance.
在其他保险中，保险价值是保险单生效时被保险人处于风险中的金额加上保险费用。
The amount covered that the shortage effect an insurance means that the insurance agreement stipulates is lower than insured value.
超额投保是指保险金额高于保险价值。 也就是保险金额高于实际价值。
The amount covered that the shortage effect an insurance means that the insurance agreement stipulates is lower than insured value.
不足额投保是指保险合同约定的保险金额低于保险价值。
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