But there is pressure on the House to accept Senate provisions that would increase Medicare payroll taxes for individuals earning more than $200,000 annually, and families earning more than so-called high-value insurance plans.

VOA: standard.2009.12.25

This is insurance that you pay each year for insurance in that year and it does not build a cash value.

为了这种保险可以持续生效,你每年都要缴纳保费,保费不产生现金价值

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That is, the insurance policy doesn't just insure you against death, it also builds value over the years.

也就是说,保单不仅仅,补偿死亡带来的损失,它们还会逐年增值

耶鲁公开课 - 金融市场课程节选

The company also derives an estimated 25% of its value from the investment of insurance premiums, and 13% of its value from international insurance.

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This means that people differ in how much they value being insured against bad outcomes, and those who value insurance the most also happen to be those who have low expected costs.

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In addition, as part of its insurance services Costco also offers special value on auto and home insurance.

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