Article20insurance institutes operating combined insurance terms and insurance premiums shall list their insurance premiums insurance sum or liability limit of each insurance terms accordingly.

第二十条保险机构经营使用组合式保险条款和保险费率，应当分别列明各保险条款对应的保险费、保险金额或者责任限额。

youdao

You pay regular premiums and in return the insurance company will pay out a lump sum.

你定期交纳保险费，作为回报，保险公司会一次性付给你一笔钱。

《柯林斯英汉双解大词典》

When the insurance policy matures, the insured person will receive the capital sum agreed.

保险单到期时，投保人会得到一笔总括性付款。

youdao

That is a sum which insurance companies and government health services might understandably be reluctant to fork out.

ECONOMIST: Treating prostate cancer

You give an insurance company a single lump sum of money and they give you a paycheck for life, or longer, depending on the payout option you select.

FORBES: Immediate Annuities Aren't for Everyone

In any given year, this family would be obligated to spend about 13% of their take home pay on medical costs before they could look to their insurance for help plus the sum they are paying in premium costs for the benefit of the catastrophic policy.

FORBES: Would Free Market Medicine Really Work in America?