Article 29 an insurance company shall not pay the agency commission to a concurrent-business insurance agent by means of direct deduction with premium or by cash.

第二十九条保险公司不得以直接冲减保费或现金方式向保险兼业代理人支付代理手续费。

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Your business will pay a large insurance premium (which, amazingly, will be the same amount as the deduction that you desire) for some sort of insurance against a risk that is probably never to occur, such as terrorism insurance for a business in Tennessee.

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