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Guarantee insurance refers to the insurer as a guarantor offering a bond for obligor i. e. the insurant, to the obligee.
保证保险是保险人作为保证人为义务人即投保人向权利人提供担保。
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The obligor includes not only insurance applicant , but also its agent and the insured .
告知义务人不仅包括投保人，还应包括投保人的代理人和被保险人。
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