The selected contractor must provide the insurance coverage listed under the insurance article of part III, and furnish a waiver of subrogation in favor of IMT and owner.

保险服务提供商须根据第三章保险条款提供保险服务项目，并声明放弃债权转让权利以维护IMT和业主利益。

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Article 5unemployment insurance funds include the following items.

第五条失业保险基金由下列各项构成。

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Article 10 Unemployment insurance funs shall be used for the following expenditure.

第十条失业保险基金用于下列支出。

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When we wrote about health insurance kick-backs in a May 2005 article entitled, The Next Insurance Scandal: Health Insurance Kick-backs, we received a lot of critical comments from the health insurance industry.

FORBES: The Myth of Objective Health Insurance Advice (September 1, 2006 )

For new members from the ex-communist block, Article 5 is mainly an insurance policy against Russia.

ECONOMIST: Charlemagne

One of the reasons for the decline is that Medicare pays on average about 78 percent of what private insurance pays, according to that USA Today article.

FORBES: An Important Step Toward Medicare Reform