The main distribution channels refer to insurance intermediaries, usually an insurance agent or broker, between the buyer and the insurer.

现今分销主渠道是保险中介，中介的主要两种形式是保险代理人和经纪人，在提高保险营销效率方面发挥着重要的作用。

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The insurance deceive refers to the action which is done by the insurer, including the insurance company, the insurance agent or the insurance broker, by means of occupation.

保险欺骗特指保险人，包括保险公司及其工作人员、保险代理人或保险经纪人，以其职务进行欺骗活动。

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Insurance agent is a method for the insurer via the insurance agents to procure business and promote insurance policy. It accounts for a very important position in the insurance business.

保险代理是保险人通过保险代理人招揽业务、推销保单的一种方式，在保险经营中占有重要地位。

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Mr Berry said a family of four travelling to the US can pay up to three-and-a-half times more for "tied" insurance through a travel agent compared with a more competitive insurer.

BBC: News | Your Money | End of the road for insurance bonanza