In order to recover under this insurance the assured must have an insurable interest in the subject-matter insured at the time of the loss.

在发生损失时，被保险人必须对保险标的物具有可保利益，才能获得本保险单项下的赔偿。

youdao

The owner of insurable property has an insurable interest in respect of the full value thereof, notwithstanding that some third person may have agreed, or be liable, to indemnify him in case of loss.

尽管在发生损失的情况下，某些第三者可能已同意或有义务赔偿其损失，保险财产的所有人对其财产的全部价值有保险利益。

youdao

A survey to determine a property's insurable value, or the amount of a loss.

对一个物业适保价值或损失额的调查测算。

youdao