Personal credit system not only provides rules to guide the actions in personal credit transaction but also has effects on institutional credit and other action.

个人信用制度不仅提供了规范个人信用交易行为的规则，也完全可以对机构信用乃至其它行为发生作用。

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Central Banks want to encourage institutional investors to provide more credit to the corporate sector.

央行想鼓励机构投资人为企业部门提供更多的贷款。

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Rules governing the fixed income securities that banks and institutional investors can hold, and in what amounts, rely on credit ratings.

规定银行及机构投资者可持有以及持有多少固定收益证券的法规条例依赖于相应证券的信用评级。

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Not just the rollback in institutional support for credit counseling, the fact that there are tangibly fewer consumers actually seeking help is likewise inexplicable.

FORBES: Credit Counselors Face Challenges of Their Own -- Just When They're Needed Most

Central banks want to encourage institutional investors to provide more credit to the corporate sector.

ECONOMIST: Bond-fund managers face a dilemma

Unlike the municipal bond market, the Treasury market is a homogenous credit market, highly liquid and dominated by institutional investors, both domestic and international.

FORBES: Muni Bond Manager's Journal: Seasonal Affective Disorder