One of the characteristic and innovation in the paper is that the model optimizes the earning and risk of the banks loan directly and improve the precision of the decision-making.

通过在模型给出的一个合理的目标收益范围内，给定任意一个期望的收益率，总能找到对应的风险最小的贷款组合。

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The entrepreneur, as the leader of an enterprise, is the key factor in the enterprise's innovation, and is also the principal force in making that decision.

企业家作为领导技术创新主体——企业的关键因素，同时也是做出技术创新决策的主导力量。

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In addition, using the risk-decision approaches to make the essential revision to the real options approach of technological innovation project decision-making.

此外，运用风险决策的方法对技术创新项目决策的实物期权方法进行必要的修正。

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Worse yet, insular decision-making and bureaucracy have eaten away at basic research, the genesis of innovation.

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"This is a major investment in the future of this company that will enable us to accelerate innovation by improving collaboration, reducing complexity and speeding up decision-making, " he said.

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In a recent survey it found that firms that made extensive use of social networks, wikis and so forth reaped important benefits, including faster decision-making and increased innovation.

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