You're combining multiple products into single margin calculation in order to increase capital efficiency?

FORBES: Intelligent Investing Briefing

Improved decision-making through alignment of overall risk appetite and business strategy, helping increase the efficiency of capital utilization.

FORBES: Analytics May Help Insurers Confront New Risk Environment

In theory, such specialisation should increase the efficiency of the venture-capital process, as it does in other industries.

ECONOMIST: Money to burn