In such an instance, the Bank reserves the right to pay interest on the deposit withdrawn before the due date at the rate (if any) determined by the Bank as applicable to a deposit (other than a time or call deposit) of a comparable amount on the date of such early withdrawal, and, unless otherwise provided by laws, regulations and rules, the Bank furthermore reserves the right to recover a handling charge and the additional cost (if any) of obtaining funds in the market for the remaining period of the deposit, and to cancel any time deposit due to the balance of the time deposit account falling below the minimum initial deposit amount for which appropriate handling fee will be levied. 5.

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