More than two-thirds of its lending in that year was in Alt-A loans, a class of mortgages for borrowers who cannot document all their income and assets.
"Overcautious customers tend to disable Poproxy manually in the Task Manager (accessed by hitting Control-Alt-Delete in Windows), others get weary of the program and decide to block it when their personal firewall reports that Poproxy is trying to connect to the Internet, " said Van der Grift.