If you exhaust your benefits but need more coverage, you can pay an additional "activation fee" and get more, even after you get ill or hurt.

如果你在能享受的优惠之外，仍需要更大的保险涵盖范围的话，只要多付一笔“启用费”就行，甚至你在生病或受伤之后也允许“启用”。

youdao

Do you need to be within a short distance of your home for any reasons (like an ill parent)?

是否有一些特殊的原因(比如父亲或母亲生病了)令你必须在离家不远的地方上学？

youdao

When you need someone to hold your hand, Ill be there.

当你需要有人牵你的手，我就在这里。

youdao

You still need to plan for what happens if one of you becomes severely ill, disabled or dies.

FORBES: Civil unions and shared bank accounts

You're interviewing for a job and you know you may need time away from the office to care for your children, or for a terminally ill parent, or for your own serious medical condition.

FORBES: Magazine Article