SWOT analysis and IFAS&EFAS were used in static competition analysis;

在竞争分析的静态分析中，使用了SWOT和战略因素分析法；

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The negative advisory effects on portfolio performance are even stronger for BFAs (banks) than for IFAs (independents).

FORBES: Why Advisors Don't Add Value

In theory independent financial advisers (IFAs) pick the best product for their customer from the thousands available.

BBC: Shake-up of financial advice rules

The majority of tied agents and even IFAs work on a commission basis, whereby the product provider remunerates the adviser when you take out one of their products.

BBC: MONEY TALK