其中，大部分 是混合利率抵押贷款（Hybrid ARM），即在贷款初期 （两年或者三年内），利率固定，然后利率开始随市场 利率浮动。
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multifunction hybrid arm prosthesis 多功能混合式假臂
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hybrid arm
混合臂
以上为机器翻译结果，长、整句建议使用 人工翻译 。
Sample late-April interest rates were 2.65% for a five-year hybrid ARM, 2.85% for a seven-year hybrid ARM and 3.24% for a 10-year hybrid ARM, he added.
WSJ: Fixed-Rate Jumbo Mortgages Make a Comeback
With a five-year hybrid ARM, for example, the borrower will either pay off the loan at the end of the five-year period, allowing the bank to reinvest its money, or will continue to pay back the loan at a fixed rate that is higher.
Five-year Treasury-indexed hybrid adjustable-rate mortgages, or ARM, averaged 2.88%, up from 2.85% yet below 3.77% of a year ago.
WSJ: Mortgage Rates End Year Under 4%
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