In just the past year, we established a joint venture with HSBC, launching a new online banking and brokerage business in the U.K., Australia and Canada.

就在去年，我们与汇丰银行成立了合资公司，在英国、澳大利亚和加拿大推出全新的网上银行和经纪业务。

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JPMorgan, HSBC and the Royal Bank of Canada made up the top group, which Moody's said had solid capital buffers and "contained" exposure to the European crisis.

CNN: Explainer: The power of credit rating agencies