You can get out of the automatic set-aside by going down to HR and signing a form, but nobody does, for exactly the same reason that, before, nobody signed up for even the minimum withdrawal.
In this role, HR executives need to use their knowledge to help the organization set its strategic direction and develop its business plans in ways that are consistent with a talent decision science.
As with the term resource, HR and corporate strategy also treat behavior in a neutral sense, denoting a measureable set of actions that can enable business outcomes, not something that is to be manipulated through fear or chicanery.