How much to save, how much to get.
节省下来多少，就是得到多少。
If you don't know your household income, it makes it difficult to know how much to save and how to plan for the future, he said.
他说，如果不清楚自己的家庭收入，你会不知道该存多少钱，不知道如何规划未来。
For them the key decisions are: when do they want to retire, how much do they want to save, and what minimum proportion of their final salary, or "replacement rate", do they wish to target?
对于他们，关键的决定是：何时打算退休，希望储蓄多少，最终收入的最低比例，或者说替代率是多少，以及他们希望的目标是什么。
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