The household saving rate, although still negative, rose from –0.8% in July to – 0.2% in September.

虽然家庭储蓄率依然为负，但是已经从7月的-0.8%上升到9月的-0.2%。

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As a result the household saving ratio slid from 9.6% of disposable income in 1997 to a 50-year low of 1.5% in 2008.

结果就是家庭储蓄率在1997年占可支配收入的9.6%，在2008年，它下滑到50年来的最低点1.5%。

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The household saving rate fell from 10% of disposable income in 1980 to close to zero in 2007; household indebtedness raced from 67% of disposable income to 132%.

家庭储蓄率从1980年占可支配收入的10%下滑到2007的接近0%；家庭债务从占可支配收入的67%迅速上涨到132%。

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Household-saving rates may have fallen, but this does not necessarily indicate imprudence since it has occurred at a time of steep rises in housing wealth.

ECONOMIST: Can you be too rich?

Home prices rose about 8% in 2012, which can contribute to a self-reinforcing circle of coaxing hesitant buyers off the sidelines while improving household balance sheets and creating cash-saving refinancing opportunities.

FORBES: U.S. Recovery Remains On Track With Modest Growth

Since the mid-1970s the long-term trend in household saving has been downwards (see chart above).

ECONOMIST: The sorry state of saving