They're still deep in debt, can't borrow against their homes, and have to start saving for retirement.

他们仍深深陷于债务中，不能拿房子做抵押，还不得不开始为今后的退休而存钱。

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For most of the last decade, Americans treated their homes as sources of ready cash and as brick-and-mortar retirement plans.

过去十年的大多数时候，美国人都将自家房子视为稳定现金来源和以砖块水泥构筑的退休计划。

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Often times schools, retirement homes, and other care facilities will hire a dietician to oversee the planning of meals.

常常在学校，退休人员家里和其他看护场所会聘请营养师来监督伙食计划。

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For most taxpayers the best shelters are still the mundane ones: homes, retirement accounts and stocks.

FORBES: Magazine Article

They have lost a fortune, as the value of their homes and retirement portfolios has tumbled.

ECONOMIST: Measuring the recession��s bitemarks

Tens of millions saw the value of their homes and retirement savings plummet.

WHITEHOUSE: Signing the Wall Street Reform and Consumer Protection Act