She said such a plan could also create a way for foreclosure prevention to be conducted on an industry-wide basis rather than by the current ad-hoc process.

她说，这个计划还会创建一个在整个行业范围内防止止赎的方式，而不是像现在这样通过临时程序来防止。

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Whether you rent in Amsterdam, London or Paris, the process is more ad hoc than reserving a hotel room.

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However, when major disasters happen, the process of learning from them is often ad hoc.

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