Banking industry is known for its high liabilities which obtains fund mainly from depositors. Most importantly, commercial banks play a pivotal role in a country’s financial sector, which means strong external impact.
银行业属于高负债行业,而且资金大部分来源于存款人;更重要的是,商业银行在一国金融体系中居于举足轻重的地位,具有极强的外部性。
参考来源 - 中国银行业信息披露制度研究·2,447,543篇论文数据,部分数据来源于NoteExpress
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