None of this will help America's moribund housing market. Tying the process of repossession in yet more knots will make it harder for the market to clear and for house prices to find a floor.

但这些努力都将无补于美国凋敝的房地产市场，百般阻挠房屋收回权的执行只会增加肃清房地产市场的难度，使房价更为飘忽不定。

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The government said the scheme - introduced across England - could help up to 6, 000 households which might otherwise face repossession.

BBC: Mortgage plan helps six families