Both hazard insurance and title insurance are typically required to close a real estate transaction.

无论是灾难保险还是产权保险，都是不动产交易中典型需要的保险类型。

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Insurance companies could fight moral hazard by checking that your behaviour is consistently safety-conscious.

通过检查你的举止是否一向注意安全，保险公司可以应对道德风险。

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While moral hazard makes insurance more expensive and less efficient, many insurance markets work well enough to be useful.

尽管道德风险令保险成本更为高昂，也降低了保险的效率，但许多保险市场运转地足够有效。

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You have to exclude those causes that generate moral hazard problems for the insurance to work; otherwise, the whole system will fail.

你得将一些,有可能会产生道德风险的情况,排除在外;,否则，整个保险系统就失效了。

耶鲁公开课 - 金融市场课程节选

The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.

有个经典的道德风险的例子就是,给一栋房子投保了火险,有人就可能会烧了这栋房子,以获得保险赔付

耶鲁公开课 - 金融市场课程节选

The classic example of moral hazard is with fire insurance.

道德风险的一个典型案例,就是火险。

耶鲁公开课 - 金融市场课程节选

One payment each month takes care of the mortgage, interest, taxes, fire and hazard insurance.

NPR: Time for Renovation at the FHA?

Well if we ignore that banks themselves fund the government bureaucracy that is the FDIC, the hypothesis about deposit insurance and moral hazard is questionable.

FORBES: Magazine Article

The second failure in insurance markets is moral hazard: a person who is insured has less incentive to act carefully than an uninsured person.

ECONOMIST: America goes bust