In the development and design of wealth management products, a commercial bank must have the corresponding capabilities of product risk pricing and measurement of risk-return features;
商业银行开发、设计理财产品必须具备相应的产品风险定价和测算风险收益特性的能力；
And have to undertake high precision mold development, design product development capabilities.
并具备承接高精度模具开发、设计产品研发能力。
For 20 years, we have the autonomy of the product research and development capabilities;
二十年来，我们具有了自主的产品研发能力；
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