Clerk: But you already have an overdraft, Miss Abbey. In fact, your account is very rarely in the black for long.

银行职员：可是你已经透支了，艾比小姐。事实上，你的帐户长期以来很少有存款余额。

youdao

Residual balances would be settled by member central banks, but each would have an overdraft facility at the ICB equal to the recent average of its country’s exports and imports (its “quota”).

各成员国央行则负责解决节约收支的问题，每个央行在国际清算银行中都有一定的透支额度，这一额度同国家近期的进出口平均值等同。

youdao

Residual balances would be settled by member central banks, but each would have an overdraft facility at the ICB equal to the recent average of its country's exports and imports (its “quota”).

各成员国央行则负责解决节约收支的问题，每个央行在国际清算银行中都有一定的透支额度，这一额度同国家近期的进出口平均值等同。

youdao

What that means is that most of the banks have the ability to hit their small business lending targets by increasing the borrowing limits of their existing reliable customers, whether or not those customers have demanded or want an increased overdraft.

BBC: How banks can fudge small-business lending data

It decided not to test a plan in which customers who were about to make a debit-card purchase but didn't have enough in their account would have gotten an alert giving them the option of buying overdraft protection.

WSJ: Bank of America Weighs New Set of Fees