I don't have a bank account.

我没有银行账户。

《牛津词典》

Some children and teenagers have a bank account.

一些儿童和青少年有银行账户。

youdao

For example, do they have a bank account?

例如，他们是否拥有银行账户？

youdao

Actually, if you have more than $100,000 in a bank account you should probably pull it out and spread it around over several banks because each bank is separately insured, so there's effectively no limit if you're just a little bit smart and move your accounts around.

如果你的银行存款远不止10万,你最好把多余的取出,分别存入几家银行,因为每家银行都是独立保险的,因此不存在担保额度,只要你聪明一点,把存款分别存入几家银行

耶鲁公开课 - 金融市场课程节选

His big strength is his personal honesty (until recently he did not even have a bank account).

ECONOMIST: Poland's presidential election

Paying bills becomes more complicated if someone doesn't have a bank account to draw from.

WSJ: NYC study looks at immigrant banking habits

Open seven days a week, it caters to the unbanked--people who are too poor, or too illegal, to have a bank account.

FORBES: On the Backs Of the Poor