'we continue to be concerned about the loss environment, and we believe we are taking the appropriate steps to continue mitigating our risk,' said Paul Hartwick, a Chase spokesman.

大通发言人哈特·维克(Paul Hart wick)表示，我们仍然关注着亏损环境，我们相信公司正在采取适合的措施，持续减轻相关风险。

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These include Hartwick College in New York State and the University of Houston-Victoria in Texas.

VOA: special.2009.07.23

Points also may be given for paying bills on time, says Chase's Mr. Hartwick.

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Online, he asked how to choose between Rutgers, Hartwick, and the University of Connecticut.

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Mining the Web, Executive Vice President Jacob Hartwick tracked down 5, 000 hunting, fishing and snowmobiling clubs, which he barraged with information about the network.

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