Harmer, Jeremy How to Teach English. Foreign Language Teaching and Research Press. 2000.

外语教学与研究出版社，人民教育出版社，剑桥大学出版社。2000。

youdao

Unfortunately, this insurance will bring about moral hazard problem for the insured(harmer), hence lowering the security level of the whole society.

不幸的是，强制责任保险会带来被保险人（致害人）的道德风险问题，从而可能降低整个社会的安全水平。

youdao

Professor Harmer admitted that "on the surface it seems totally bizarre that that happened".

BBC: Health and Social Care Committee

Prof Harmer was giving evidence to the assembly's health committee, in the wake of criticism last November.

BBC: Prof Mike Harmer

Prof Mike Harmer was criticised after the warning that the Betsi Cadwaladr University Health Board plans were "unsustainable" was changed.

BBC: Prof Mike Harmer