Another reason why the Chinese save is because they find it hard to borrow.

中国人存钱的另外一个原因是他们认为借钱很难。

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Buyers with below average credit ratings found it increasingly hard to borrow to buy cars, new or used.

信用等级不够的消费者借钱卖车越来越难，不管是新车还是二手的。

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In poorly developed financial systems, households find it hard to borrow and so need to save for a rainy day.

在不发达的金融系统里，家庭因借贷不易而需要未雨绸缪。

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Facebook shares have been in the "hard to borrow" category since Friday, said Mr. Sloan.

WSJ: Some Facebook Underwriters Helped Short Sellers

Well, it may be hard to borrow your way out of debt, but sometimes it buys time, andtime is money.

FORBES: Fighting Debt with Debt

Without backup it could find it hard to borrow in the market.

ECONOMIST: Ireland and the euro