He said the bank had decided in late 2007 to rein in lending, a policy that proved "a hard pill to swallow" for some executives at the bank.

BBC: HBOS ex-chairman Lord Stevenson admits errors

This can be a hard pill for neoclassical economists and those who think like them to swallow, but it helps if you think of the minimum wage as it really is: a minimum productivity law.

FORBES: What We Need Is A Randomized Minimum Wage

Translating medical research into practice is never easy, but Dr. Ben Abella, a co-author on the Circulation paper and the clinical research director of the Center for Resuscitation Science, says that hypothermia is an especially hard pill for some to swallow.

CNN: Cooling is catching on for cardiac arrest patients