The software is hard-coded to create that amount over the course of decades, on a prearranged, transparent schedule.

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"Staying on top of soft skills such as critical thinking and time management while maintaining expertise in hard skills such as widely-used software programs provides candidates and employees with a necessary edge, " says Christian Idiodi, director of CBInstitute.com, a division of CareerBuilder.com that offers online courses and certifications.

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Along with ridiculously high-capacity external hard drives, both Mac and Windows users have simple built-in software to make backup a set-it-and-forget-it affair.

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