For several years, many people had recognized the need for changes in the banking system.

VOA: special.2010.09.23

There were about 50 of us, and we had weekly meetings and discussed different things that we would need for our children, like life insurance or child support.

VOA: standard.2009.12.04

This calculus worked well for companies that had little need for strategic shifts.

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Ting launched in February for consumers, but the company realized that small business customers had a need for greater clarity and control over their cell phone plans, especially when it came to figuring out savings and employee plans.

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He loved making money but had no need for it once it was made.

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