To make matters worse, we had loans outstanding at many different interest rates.
更糟糕的是,我们未归还贷款的利率诸多不同。
But the people who had loans through them still have to pay them back, and they are struggling to keep a roof over their head.
但是通过他们贷款的人仍然还要偿还,他们努力让自己有家可归。
After the housing crash, millions of homeowners-a full quarter of those with mortgages-had loans larger than the value of their homes.
房地产市场崩盘之后,几百万房主(其中四分之一有住房抵押贷款)的负债超过了他们的房产价值。
They would have to pay back loans with dollars that were more valuable than those they had borrowed.
VOA: special.2010.06.17
So, they had an unfortunate incentive to make bad loans.
因此他们投机取巧不断放出不良贷款
For Savings and Loans, they had an organization called the FSLIC, which is now defunct because of this crisis -Federal Savings and Loan Insurance Corporation -it was insuring deposits of Savings and Loans.
针对储蓄贷款协会,他们成立了一个名为FSLIC的组织,由于次贷危机,该组织已经不复存在了,...全称是联邦储蓄贷款保险公司,它为储蓄贷款协会的存款进行保险
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