While the app previously only took physical locations into account, it can now guide users in their online shopping by determining which cards are best for Amazon and eBay purchases, for example.

FORBES: Check In to Maximized Credit Card Rewards With Glyph

The good news is that our cycle work suggests that this bull has some life left and if history is any guide, a gain in excess of 20% may still be in the cards.

FORBES: DJIA Powers Ahead While Other Indices Falter

These can grow monotonous and, since the explanatory cards are not much help and are translated only randomly, the audio-guide is a necessity.

ECONOMIST: Rome and the Barbarians