Their solution is to require insurers to sell insurance to everyone (a policy called guaranteed issue) at the same price (called community rating).

他们的解决方案是要求保险业者以同样的价格(这个政策被称为社区费率)把保险销售给每个人(这个政策被称为担保发行)。

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Rating information is provided based on good faith inquiry of selected sources, but its accuracy or completeness cannot be guaranteed.

信誉等级信息基于选取的信誉调查源而提供，但不能保证其准确性和完整性。

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During the 1990s eight states passed legislation imposing guaranteed issue and community rating on the individual health insurance market.

FORBES: The Constitutional Issue in ObamaCare Isn't Cost, but Control

Parente and Bragdon estimate that repeal of community rating and guaranteed issue could reduce the price of individual coverage by 42%.

WSJ: Peter Suderman: The Lesson of State Health-Care Reforms

New York's experience with guaranteed issue and community rating is not unique.

WSJ: Peter Suderman: The Lesson of State Health-Care Reforms