Fundamentally, it's an issue of the spread between two basic, primary variables: a gross interest rates and b default rates.

根本上，这是关于两个基本主要变量(总利率和贷款拖欠率)之间的差的问题。

youdao

Over the past 25 years, average gross interest rates that consumers pay on unsecured revolving credit lines range from 13% to 19%.

在过去的25年中，消费者在无担保的循环信贷上支付的平均总利率为13% - 19%。

youdao

Interest is paid gross, rather than having tax deducted.

利息按总额来付，没有扣除税收。

《柯林斯英汉双解大词典》

This is the option that First-e is promoting on its website and Self Trade has set up a special account for First-e refugees which pays 4.25% gross interest.

BBC: First-in, first-out

More recently, in an interview in Time magazine in early 2010, Gross predicted interest rates were about to begin rising.

FORBES: Bill Gross May Be Wrong, It's Time To Buy U.S. Treasuries

The FRN interest would be includible in gross income and the interest to Optech would be deductible or not based on how Mr. Sollberger had spent the money he received from Optech.

FORBES: Sometimes You Should Just Pay The Tax