I, of course, am the one with a down payment and good credit, so I had to become a part of this unsavory deal.

自然，我才是那个出得起首付款、兼有良好信用的人，于是只好加入到这次令人不快的交易中来。

youdao

They could be permitted to defer its payment, but if it were for more than a couple of years it would be a good indication they should be wound down.

他们可能获准延迟支付，但如果过了几年还是不能支付，这就很好的表明了这些银行应该缩小规模了。

youdao

Now, I realize it's not terribly hard to buy a home without a large down payment, but that doesn't mean it's a good idea.

现在大家都知道，你不必支付很大一笔的首付就可以买到一所房子，但是，这并不意味着是好事。

youdao

Someone with good credit and enough cash for a 20% down payment will spend more on interest for a 30-year fixed-rate mortgage in California than in Texas.

FORBES: Real Estate

Of course, this type of policymaking underscores the importance of making the default choice a good one (an adjustable-rate mortgage with no down payment would be an example of a bad default).

CNN: Commentary: Save more for yourself and America