A commercial bank, like a goldsmith banker, accepts deposits — that's critical -and that means you can put money in the bank.

商业银行，就像是一个金匠银行家，接受存款，这一点非常关键，就是说你可以把你的钱放到银行里。

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Bank failures occur when there's not enough gold in the vault and then people start asking for the gold and the goldsmith banker doesn't have it to give out.

当金库没有足够的黄金时，银行就会倒闭，因为当人们开始索要黄金时，金匠银行家却拿不出来。

youdao

A commercial bank, like a goldsmith banker, accepts deposits--that's critical -and that means you can put money in the bank.

商业银行,就像是一个金匠银行家,接受存款,这一点非常关键,就是说你可以把你的钱放到银行里

耶鲁公开课 - 金融市场课程节选

The goldsmith, who observed that there was always some money in his 'bank', did well until he got greedy.

BBC: A fateful day for investors