To make sure that a premium paid today can pay for a benefit promised for tomorrow, an insurer determines the amount it will need for future benefits, marks that amount as a liability, and puts aside funds to pay for it.

WSJ: Scott Harrington: Congress's Long-Term Care Bomb

If the present seems just about tolerable, though, there are big question marks about the future.

ECONOMIST: A survey of Russia

However, the channel changed hands last month, raising question marks about its future direction.

BBC: NEWS | Business | Murdoch 'eyes' Russian investment