This paper, using document analysis and empirical analysis, analyses Chinese housing accumulation fund system from the following four aspects: First, research for the typical foreign housing system.
本文采用规范分析法，从以下四方面对我国住房公积金制度展开了研究工作：第一。
Office building in the collection of personal housing accumulation fund loans for personal credit rating information into the system, the risk of personal loans for presentation.
会同建设厅采集个人住房公积金贷款信息纳入个人征信系统，对个人贷款风险进行提示。
This is not to say that reserve accumulation was the only cause for the current crisis. Yet the core issue remained the Chinese willingness to fund America's consumption and borrowing habit.
这并不是说外汇储备的积累是金融危机的唯一原因，但是核心任是中国养成了美国消费和借款的习惯。
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